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Suze Orman, the telegenic personal finance guru, offers myriad ways for fans to soak up her wisdom — on her QVC show, her CNBC show, her Web site and in her best-selling books.

Now there is one claim she can no longer make: that the credit-score kit with her name and face on it can actually improve the creditworthiness of the person who buys it.

Under a proposed settlement of a class action lawsuit against the Fair Isaac Corporation and Equifax, which sell products to consumers who want to gauge how fondly lenders will view them, there are new limits on the assertions these products can make about their ability to raise peoples credit profiles.

Ms. Orman sells Suze Ormans Fico Kit on both her Web site and one run by Fair Isaac. Although she was not a defendant in the lawsuit, her kit was among 156 products that came under fire as potentially violating the Credit Repair Organizations Act, a law designed to control fly-by-night credit-repair agencies.

Under a settlement that the plaintiffs reached with Fair Isaac and Equifax, none of the credit products can be advertised in various ways, such as pairing the words improving, enhancing, boosting or raising with words like tips, suggestions or advice.

Two law firms, Pope, McGlamry, Kilpatrick, Morrison & Norwood of Atlanta and Battle, Fleenor, Green, Winn & Clemmer of Birmingham, Ala., filed suit against Fair Isaac and Equifax, its partner on the www.myFICO.com Web site.

Fair Isaac did not admit liability, but settled the matter by paying the trial lawyers expenses and providing three free months of credit-score tracking to anyone who bought products between Nov. 19, 1999, and Feb. 8, 2007. Last Friday was a deadline for commenting on the proposed settlement, and a federal court is expected to make a ruling on June 4.

Both Ms. Orman and Fair Isaac continue to sell her Fico kit on their Web sites (for $47.70 and $49.95, respectively), but the marketing pitch for it (and other products) has been tweaked.

A spokeswoman for Ms. Orman said that she had no comment because she was not involved in the suit. No one else seems to want to talk about the settlement either: lawyers who filed the class action did not respond to requests for interviews, and Fair Isaac said it declined to comment because the resolution was not final. DAMON DARLIN

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